MacroPulse
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MacroPulse
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What you already have, what you can invest, and the income that pays. Change one number and watch the result.
Start from a country (fills rate and inflation with a ten-year average, all editable):
These four questions use the market assumptions.
No tax in this calculation: the return you entered is used as if it were already what you keep. If it is a gross figure, the result is optimistic.
For comparison: S&P 500 (10y avg) · Nasdaq (10y avg) · Global (10y avg) · Short US IG (yield today) see more in Markets
Equities: average return over the past 10 years. Fixed income: yield today. Past performance is no guarantee of future results; this is not a recommendation: the aim is to translate financial concepts and bring them within reach.
Accumulated capital
486'938 BRL
What you will hold at 65, in today's money.
implied withdrawal of 2,41% a year
979 BRL of income per month
in today's money, leaving the principal intact
Did you have a number in mind?
Fill this only if you want to compare.
What time does to that amount
In today's money. The curve steepens towards the end because the return starts earning a return too.
After retirement the line runs flat: you take only the real return and the capital stays whole. It does not end where the drawing ends.
Not investment advice: the aim is to translate financial concepts and bring them within reach. The figures come from assumptions you set and show tendencies, not forecasts. The results indicate an order of magnitude only: the model rests on a very small number of variables. MacroPulse is not registered or authorised as an investment adviser in any jurisdiction; no return is guaranteed. Consult a qualified professional before making any investment decision. Past performance is no guarantee of future results.